Service Overview
Personal Finance
At Flipping financial, you’ll get a financial advisor who can help guide you through every stage of life by creating a plan that fits you – and the goals you want to achieve.
Take control of your finance and make sure you are properly protected!
Personal insurance is insurance that provides protection for individuals and their families from financial loss in the event of an unforeseen accident or incident. There are many different types of personal insurance, including health insurance, life insurance, disability insurance, and long-term care insurance. Personal insurance can help cover the costs of medical care, income replacement, and other expenses that may be incurred in an accident or illness.
Personal finance is about meeting your financial goals and understanding all the routes to do this, from saving and investing, and keeping debt under control, to buying a home to planning for retirement—and coming up with a plan to accomplish these goals. It’s also the name of the industry that provides financial products to meet these goals.
Why is personal finance important?
Not getting control of your personal finances can leave you unprotected when a crisis comes along–whether it’s an illness, an unexpected job loss, or the death of the family breadwinner. The pandemic that began in March 2020 showed all of these issues in sharp relief and showed the importance of planning for emergencies.
Personal loan details and benefits:
- As low as 8.24% APR1: As low as 8.24% APR1
If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.If approved, you’ll pay the same amount every month for a term of 12 to 84 months (maximum 60 months for non-customers), with a fixed annual percentage rate (APR), ranging from 8.24% to 20.74% APR.1
- No hidden costs or fees: When you take out a personal loan, you’ll pay no origination fees and there is no prepayment penalty. You’re always free to make loan payments in advance, in part, or in full.
- No home inspection or appraisals: A personal loan doesn’t require your home as collateral. You could get a loan for your project within hours.
- Quick funds for all your needs: You can use a personal loan for any purchase or product. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts.
- No collateral required: A personal loan is unsecured, meaning you don’t need to put up your house or car as collateral. This may be a good option if you lack equity or don’t qualify for a home equity loan or line.
- Easy application process: Get quick access to funds with our easy and secure online application process. Applying for a personal loan only takes a few minutes and is issued based on your creditworthiness.